health insurance

Why Health Insurance Premium Increases are Not Inevitable for Mid-Sized Companies

Premium hikes for health insurance often seem inevitable for mid-sized companies, but understanding the underlying factors and pursuing alternative strategies can break the cycle. Options such as self-funding, level-funded plans, wellness initiatives, data analysis, and direct provider contracts can all potentially lower costs over time.

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RTB - DFY Wes Clements III | Direct Primary Care

Raising The Bar In Direct Primary Care With Wes Clements III And Jen Clements

  It doesn’t take a lot of mental gymnastics for someone to realize that the healthcare system in America isn’t ideal as far as patients are concerned. The system is broken to the point where access to primary care isn’t that easy for most people. Direct primary care aims to change that and more. For

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Finding Health Cost, Insurance Data Still a Struggle for Patients

Despite newly enacted federal transparency rules for hospitals and health plans, some large hospitals are still not posting the required price lists for their services, according to a recent report. The Centers for Medicare and Medicaid Services’ transparency rules were implemented to shine the light on what hospitals charge for their various medical services, the

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Most Workers Make Bad Health Insurance Decisions

2 minute read Even though the majority of workers receive health insurance coverage on the job, a new survey has found that many of them understand surprisingly little about their health plans and are leaving money on the table. The “Health Insurance Literacy Survey” by Healthcare.com found widespread misunderstanding about how copays and deductibles work, and

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Alleviating Health Insurance Burden on Employees a Top Priority: Poll

3 minute read As the 2023 group health open enrollment season nears, more employers have heard concerns among their staff and are focusing on affordability and easier access to health care services, according to a new study. Mercer’s “Health & Benefit Strategies for 2023” study, which surveyed more than 700 employers, found that more than

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Health Insurance Considerations for Workers Who Move Out of State

2.5 minute read One fallout from the COVID-19 pandemic has been an increase in the number of Americans who are working from home permanently. With so many people being freed from the yokes of the office, many have chosen to move to other states for a variety of lifestyle or cost reasons. But while these

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RTB Marshall Allen | Health Care Solutions

Real World, Battle Tested Solutions To Health Care With Marshall Allen

In this episode of Raising The Bar Podcast, Allison talks with Marshall Allen. He is a Healthcare Reporter, Founder, and CEO of Allen Health Academy and the author of NEVER PAY THE FIRST BILL.   Marshall Allen was a reporter at ProPublica investigating the cost and quality of our health care. He is one of the creators of ProPublica’s Surgeon Scorecard, which

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insurance cost

The Top Five Health Conditions Driving Insurance

3 minute read A new study has identified the top five health conditions that are driving the overall cost of group health plan outlays, and without which spending would actually be falling. The report is enlightening, and employers can use the findings to offer programs aimed at education and prevention to help control their employees’

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2020 trends

Trends Shaping Health Insurance and Health Care in 2020

As a new decade begins, the health insurance industry is on the cusp of making a leap towards improved, higher-tech management of health plan participants. A recent paper by Capgemini, an insurance technology and consulting firm, predicts the following trends that will be taking shape in the health insurance industry and how they may affect

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